Insurance Lawyer

Do I Need Insurance Claim Help?

The answer is a resounding yes. It isn't as easy as suing the insurance company if you feel you are entitled to a bad faith claim. The insurance companies are well-resourced and have experienced attorneys to represent them.

Additionally, the bad faith claim needs to be proven. If you have an insurance claim that is denied, that is not necessarily a secure bad faith claim. Insurance companies take great care in making decisions. It takes an experienced professional who understands the insurance process and industry to prove that a bad faith claim is justified.

Do you want to know more about insurance bad faith? For more information, visit Pitblado Law. Learn if you are eligible for a bad-faith claim.

Insurance Fraud Defense Attorneys In Columbus Standing Up For The Rights Of The Accused

Insurance fraud can be committed in Ohio by a variety of activities. Insurance fraud is a fraudulent act relating to insurance. It can be casualty, insurance for life, insurance for health, insurance for property, insurance coverage, insurance policy, insurance insurance or insurance on disability.

You could face severe legal consequences if you are convicted of insurance fraud. These penalties could include fines or even jail time. It is crucial that you retain an attorney experienced in defending such cases if you face a criminal case for insurance fraud.

The Columbus insurance fraud attorneys at the Pitblado Law are experienced at defending White Collar Crime cases, fighting for dismissals, and taking these matters to trial when needed. We can also help you fight for a lesser penalty if you are ultimately convicted of your charge. Call us at 614 444-1900, or email us to find out more about our ability to help you defend your charge of criminal insurance fraud.

Do You Risk Losing Your Life Insurance Claim Overdue?

Is the insurance company still giving you the run-around, claiming they're still "investigating" a claim long after the paperwork was submitted? You can't rely on the interest penalties for delayed life insurance settlements to make the company act fairly.

You were named the beneficiary of a life insurance policy because someone thought it important you have financial protection after he or she is gone. You are likely being scammed if the insurance company denies your claim in bad faith. This should not happen.

Our firm is available to answer any questions you may have during your complimentary consultation. To get the life insurance benefits that you are entitled, call us today at 204.956.0560

Workers' Compensation Insurance:

Employees of law firms are not often exposed to physical risks and hazards that could lead to injuries. However, workplace accidents can still happen. Workers' compensation insurance policies can protect your company from any damages, such as lost wages and medical bills.

The exact cost of lawyer insurance varies depending on various factors, so it's important to do your research and get a few quotes. Factors that can influence the pricing of insurance for lawyers may include:

• Number of lawyers in a company.
• Area of practice (certain practice areas, such as real estate law, may have higher premiums).
• Geographic location
• Histories of prior claims.

Factors related to prior claims can have a major influence on your lawyer insurance premiums, so keep that in mind when considering costs. These are:

• Your past claims, including the number and nature.
• The cost of these claims.
• How much your company was responsible.

Keep in mind that lawyer insurance is not necessarily about the lowest cost. You want the most coverage and protection.

How to Talk to Insurance Lawyers

Each bad faith claim for insurance is unique. However, there are some sure signs that an insurer is practicing bad faith claims. If any of the following sound familiar to your situation, it's time to seek insurance claim help:

• Unreasonably high settlement offer
• The insurer refuses to investigate an obvious claim
• The investigation is continuously delayed
• The claim is complex without much description or reasoning offered
• The fault is difficult to assign
• The insurer keeps asking you the same questions for the same information
• You are not asked questions by the insurer about your insurance claim.
• It takes a ridiculously long time for the settlement offer to be completed
• Your claim is not completed by the insurer
• Your insurance company threatens to cancel your policy, and even cancels it.

As you can see, there are plenty of scenarios in which bad faith insurance claims may happen. Even so, each claim must be proven in detail and with evidence. If you believe you are in bad faith, contact your attorney immediately.

How do Bad Faith Insurance Claims Work?

Bad faith or insurance claim denials are when policyholders believe their insurer is not fulfilling their contractual obligations by covering a claim. The claimant believes the insurance company is liable for payment, and the insurance company disputes this.

These conflicts can result in devastatingly high medical bills, bankruptcy, foreclosure, and even the financial inability to have a medical procedure done.

WKW's video "What Is Insurance Bad Faith?" explains more about insurance claims.

Legal Grounds For A Bad Faith Insurance Claim In Colorado

In Colorado law, there are two legal grounds for a bad faith insurance claim. The victim has two options for submitting a bad faith insurance claim: a common-law or statutory one. You, the victim, can file a claim for both common-law and statutory grounds.

Colorado's Goodson v. American Standard Insurance Co. (89 P.3d 409, 414, Colorado 2014), explains how bad faith insurance claims are governed by common law. A common-law case is won when the victim proves that the insurer refused to pay or delayed payment. The insurance company must have acted unreasonably or with a reckless disregard for the truth. The case is decided objectively by the court using all evidence and facts available to it at the time.

Colorado law 10-3-1115 is the statutory basis of a bad-faith legal claim. This law states that insurance companies cannot delay or deny benefits payments. It also states that a denial or delay is a violation if made with an unreasonable basis for the action.

Common law actions require an involuntary or reckless disregard of rights, but Colorado's statutory law only requires an unreasonable denial. A Colorado attorney can assist you in understanding how bad faith claims are handled. They can assist you with filing a claim based on every possible legal grounds to maximize your legal strategy and your compensation.

How Do I Know What Is Actually Covered In My Insurance Policy?

It is important to understand that your insurance coverage, and the contract you signed, requires compliance from both sides of the agreement.

To maintain coverage, your insurance premiums have to be paid in full and on-time. As long as you comply with your insurance coverage requirements, the insurance company is contracted to provide the coverage you agreed to in the legally-binding contract.

The contract that you sign may be unclear or contain financial restrictions and exceptions. This is often intentional. It is no secret that insurance companies will do everything in their power to avoid paying claims quickly and in full, and that simply is not fair to our Florida, Mississippi, Louisiana and Puerto Rico community.

If you believe your insurance company is denying a claim they should cover, contact The Morgan Law Group, P.A. Call us today at (888) 904-2524 for more information about how we can assist you in holding your insurance company responsible for all the coverage they have agreed to.

Why Choose Our Bad Faith Insurance Attorneys Of Denver

Pitblado Law's bad faith lawyers are dedicated advocates to anyone who feels they have been the victim or bad practices. Our leaders, Kyle Bachus and Darin Schanker are both 10-year honorees of Super Lawyers. They are also part of the National Trial Lawyers Top 100 Trial Lawyers as well as the Top Lawyers of Denver.

This recognition is based upon the personal legal services we offer each client. We pride ourselves on helping our clients reach their legal goals in the best ways possible. Our Denver lawyers will fight to ensure that you are not victimized by insurance fraud. We represent clients in Denver and throughout the State of Colorado.

Are You Comfortable Settling Your Own Car Accident Claim? Do You Have the Time and Will you Invest It?

You aren't legally required to have an attorney for a car accident claim. You will save attorney fees if you settle a claim yourself, putting more of the settlement amount in your pocket. This may be the best choice for routine cases where there isn't any serious injury or out-of-pocket expenses.

You should consider the following:

• If you feel confident presenting your claim
• Your claim may be too severe to manage on your own

If you begin the process and decide you're in over your head, you can change your mind and turn it over to an attorney.

When To Hire A Denied Insurance Claim Lawyer

Before you agree to any settlement, make sure that you have a lawyer representing your insurance claim. You must accept the settlement offer, even if you have been denied. The federal courts must hear the case and there must be an appeal.

This may sound good, but it is restrictive. You cannot add new evidence to your case. This limits your ability to build a solid case and evidence.

In summary, hire a denied insurance claim lawyer before your claim is officially denied.

Learn Your Rights as an Insurance Policyholder

According to the Insurance Information Institute, state laws regulate insurance companies, guaranteeing that they are licensed, remain solvent and that their rates remain regulated.

In addition, insurance companies have several duties they must uphold to their policyholders. Failure to uphold these duties may be considered acts of bad faith.

• Duty to Investigate- An insurance company's primary duty is to examine your claim and provide a financial valuation. If your insurance company refuses or delays to investigate, it is acting in bad faith.
• Duty To Uphold the Policy - Your insurer has a duty to honor their obligations as stated in your policy. If they fail to honor your policy, or pay your claim according to your policy, an insurance company acts in bad faith.
• Duty To Defend - Your insurance company may have a responsibility to defend you or provide legal representation against third parties and even to pay out judgments.
• Duty Of Good Faith - Your insurance company may not act in bad faith. All insurance policies include this duty.

Pitblado Law can help you if your insurance company is not fulfilling its duty to policyholders in any way. Munley Law can help you get the right compensation. We won't accept any payment unless you win.

Fighting For People Just Like You For Almost 30 Years

For almost 30 years, Rutter & Russin has represented people like you -- insureds who have suffered a loss, but find themselves battling with an insurance company they thought was their "good neighbor."

We handle all types of insurance claims, including:

Many lawyers never appear at an examination or represent a client in complex insurance claims. Rutter & Russin has helped hundreds of policyholders obtain the insurance benefits they paid for. We have worked against all the major carriers, from Allstate to Zurich. They know us, and we know them.

Our lawyers have national reputations and have spoken at national and local meetings and conferences for diverse groups of legal and claim professionals including:

Let us put our experience to work for you.

Coverage Evaluation and Disputes

• Revocation of policies for fraud and misrepresentation
• Evaluating the duty to indemnify and defend under any type of liability insurance including D&O and E&O professional liability, E&O builder's liability and EPL policies.
• Additional contractual liability includes bad faith, vexatious refusing, punitive damages, and statutory penalties claims
• Property claims and disputes, including for business interruption and extra expense
• Credit insurance
• Cyber insurance (first and third party) coverage evaluation and disputes
• Real estate title insurance
• Parametric and crop insurance coverage and disputes
• Specialty lines and manuscript policies

Why Consult A Life Insurance Law Firm?

Hiring a skilled attorney can be critical to getting the results a client wants. So, why are many people reluctant to reach out for legal assistance? Many people will find reasons to delay searching for a lawyer. We find clients who are life insurance lawyers tend to put off the task of searching for a lawyer.

• An attorney who is experienced in life insurance law can be a great help. The average person doesn't automatically think about getting a lawyer when frustrated by insurance company technicalities.
• Don't know an attorney who focuses on this area. Because insurance is regulated in great detail by state governments, only a few attorneys in any city will choose to spend the time on legal research necessary to concentrate on this case area.
• Have trust issues. A lot of adults have difficulty trusting lawyers, especially with personal financial information. Bar associations have worked tirelessly over the years to eliminate untrustworthy lawyers who are not in line with professional ethics. Most attorneys are trustworthy women and men who take their commitment seriously.

When Do I Need An Attorney For A Car Accident Claim?

If you're involved in a fender bender, where no one is injured, your car accident claim can usually be handled through the insurance company without much fuss. Anything more serious than that, though, needs more consideration.

Here are some factors to consider when deciding whether you need an attorney for a car accident claim.

My mistake was going to seriously disrupt my future. Darrin was there to help me through this difficult chapter. His qualities include being professional, trustworthy, attentive and trustworthy. Darrin is available to help you if you have made mistakes.

Contact An Insurance Claim Denial Attorney Today

 Pitblado Law lawyers, have resolved multiple lawsuits against large insurance companies. These cases range from roof collapses and fire loss to claims for disability made by doctors and other medical professionals.

Call 204.956.0560 or fill out our online contact form for a free, no-obligation case evaluation.

What is Insurance Fraud?

• Approve an insurance application
• Make a claim for payment
• Make a claim for other insurance benefits

Further Criminal Fraud Defense

These other frauds in Columbus or central Ohio can also be handled by our defense attorneys.

"I retained Darrin when I was charged with an OVI at the age of 25. I had never been in trouble with the law before so the very first time I spoke to Darrin, he put my mind at ease and was extremely helpful and supportive from that moment on. Darrin was able to answer my questions quickly and kept me informed about the status of my case. Darrin was a great help. I was afraid I would end up in jail. My case ended up having a good outcome. This great lawyer is highly recommended!"

Other Times To Contact An Attorney:

• A death occurred as a result of the accident
• Pedestrians were involved
• Accident occurred in a construction area
• Insurance is not available for you or your other driver
• Although your insurance company claimed that you haven't paid the premium, you actually had
• You're at fault or partly at fault, and you're concerned your liability insurance won't cover the damages
• Your insurance company starts acting cagey and non-communicative
• Your insurance company gets its own attorneys involved

Which Damages Can You Recover in an Insurance Case of Bad Faith?

The monetary damages you can recover if you win a bad faith claim will come in the form of both economic damages and noneconomic damages. You are entitled to economic damages if you have suffered direct financial losses as a result of bad faith by the insurer. You are entitled to noneconomic damages for the financial harm that you have suffered.

Patrick was there for my wife and me from the beginning. He kept us informed of all our options and won our case. We can't recommend his firm enough!"

Leadership

• Alternative Risk Transfer
• Insurance & Reinsurance Dispute Resolution
• Insurance: Corporate and Regulatory
• Managing General Agents (MGAs)